The termination of disability benefits by Paul Revere Life Insurance Company and Provident Life and Accident Insurance Company was reversed and benefits reinstated by the court in Kramer v. Paul Revere Life Insurance Company, No. 07-1552 (6th Circuit, April 8, 2009). The court found that "there is no explanation for the decision to cancel benefits that had been paid for some five years based upon the initial determination of total disability in the absence of any medical evidence that the plaintiff's condition had improved during that time."
Robert L. Abell is a Lexington, Kentucky lawyer that represents individuals in disability benefits claims and cases.
A doctor with multiple sclerosis and other medical problems has won her suit for disability insurance benefits against Hartford Life. The Sixth Circuit Court of Appeals ruled that Hartford Life was arbitrary and caprcious in denying the doctor's claim for benefits.
Bloom v. Hartford Life, No 07-6374 (July 21, 2009). Robert L. Abell, a lawyer in Lexington, Kentucky, represents individuals on their claims for disability insurance benefits.
Disability insurance claimants are often told by disability insurance companies that their claim has been reviewed by an "independent" medical expert. Of course, these "independent" experts are not truly independent and the United States Supreme Court has ruled that their financial relationship (and its duration) can be considered in assessing the insurance company's claims process. Another factor that indicates bias in the claims process is where the insurance company "give[s] information to regular independent contractor-consultants that portrays the claimant in a negative light" the United States Court of Appeals for the Sixth Circuit has ruled in
Sherry DeLisle v. Sun Life Assurance Company, No. 08-1142 (March 4, 2009).