Uninsured motorist insurance (UM) protects you, if a driver who does not have any insurance injures you. The uninsured motorist insurance that you have bought from your insurance company will then pay you damages to the limits of the uninsured motorist coverage that you bought.

What is uninsured motorist (UM) coverage?

 

A: Uninsured motorist insurance (UM) protects you, if a driver who does not have any insurance injures you. The uninsured motorist insurance that you have bought from your insurance company will then pay you damages to the limits of the uninsured motorist coverage that you bought.


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