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Insurance Claims

• Do you think that you have been treated unfairly by your insurance company?
  
• Has your insurance company denied your claim or offered an unfair settlement of a claim?
  
• Is your insurance company unreasonably delaying payment on your claim?

Insurance companies are in business to protect their financial interests – not yours. That is why it helps to have an insurance claim attorney on your side to help you.

Robert L. Abell, Attorney at law, represents insured individuals who have suffered a serious loss and have been treated unfairly by their insurance company. Sometimes the insurance company has denied the claim; sometimes they have offered an unfair settlement for a claim. If your insurance claim has been denied or the payment offered is unfair, Robert L. Abell can help you to identify the applicable insurance and resolve any legal issues that may exist.

Central Kentucky, Insurance Claims Lawyer

Robert L. Abell has been practicing law for over 20 years and he knows how to handle many different types of insurance claims, including:

• Home Owners Insurance Claims
• Auto Accident Insurance Claims
• Uninsured and Underinsured Drivers Coverage Issues
• Bad Faith Insurance Claims
• Disability Insurance Claims
• ERISA Insurance Claims
• Unfair Claims Practices
• Insurance Claims Disputes
• Personal Injury Insurance Claims

Kentucky, Bad Faith Claims Attorney

Robert L. Abell, Kentucky insurance lawyer, assists clients who have been denied coverage in bad faith by their insurer. Kentucky law states that a company can be sued for "bad faith", resulting from any bad faith attempt to deny due coverage under your plan.  Your situation could constitute grounds for instituting a bad faith insurance claim to receive your just compensation and possibly more.

No matter what setting the bad faith occurred in — a claim on your life, health, disability, property, general commercial liability, malpractice, technical errors and omissions, directors and officers’ liability, or any other types of insurance policy — Robert L. Abell knows how to get results.  Contact Kentucky insurance claims attorney, Robert L. Abell to learn how he can help you:  859-254-7076.

Disability Insurance Lawyer, Lexington, KY

Robert L. Abell disability insurance lawyer, assists his clients in filing claims and in employee benefits appeals for denied claims for such benefits as Long Term Disability and more. If you have been denied coverage by your employer's insurer, you need an insurance claims lawyer who knows the complex details and administrative requirements of ERISA claims filing, appeals, and litigation. Robert Abell has been practicing in this area for over 20 years, and can help you.

Complex Case Insurance Attorney, Lexington Kentucky

Insurance law is often part of a personal injury claim.  Robert L. Abel has a well established reputation for handling complex cases that include many insurance law issues in conjunction with personal injury and workers' compensation claims. He knows how to handle disability insurance claims, auto insurance claims, and other claims you may have against your insurer. Call today to receive a free consultation: 859-254-7076.

An experienced insurance attorney, Robert L. Abell, represents clients throughout Central Kentucky, including:  Lexington, Fayette County, Central Kentucky, Georgetown, Scott County, Frankfort, Franklin County, Winchester, Clark County, Richmond, Madison County, Nicholasville, Jessamine County, Versailles, Woodford County, Paris, Bourbon County,  Williamstown, Grant County, Harrodsburg, Danville, Florence, Lovington, Shelbyville, Berea, Louisville, Lawrenceburg, and Anderson County.  

Robert L. Abell stands up to the powerful insurance companies, with their seemingly limitless resources. Contact Robert L. Abell and he will evaluate your case and answer all of your questions before pursuing a lawsuit on your behalf.  Call Robert L. Abell today: 859-254-7076!

Blog for Insurance Claims

• Health Insurers Reimbursement Rates Target of Class Action
• Cancellation of Insurance Leads to $37 Million Verdict
• Insurer Systematically Underpaid Claims, Lawsuit Says
• Insurance Companies' License To Kill: ERISA
• Health Care Reform: How To Right The Wrong of Coverage Denied
• Suit Against CIGNA For Taunting Family of Dead Cancer Patient May Go Forward
• $10 Million Verdict Against Fortis for Cancellation of Health Insurance Upheld
• HMOs Deny 1 In 5 Claims, Study Shows - Insurance Claims Lawyer
• $14.6 Million Verdict On Uninsured Motorist Claim -- Lexington Accident Lawyer
• Homeowners Insurance Class Action Against Nationwide Settled - Kentucky Insurance Lawyer
• $6.2 Million Verdict In Disability Insurance Bad Faith Case
• Uninsured Motorist (UM) Benefits Payable Where Employee Killed by Co-Worker's Negligence

Library for Insurance Claims:

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• Are life insurance benefits payable where death results from accidentally running a stop sign? Since an ordinary person would characterize running a stop sign as an accident, life insurance benefits payable for an accidental death must be paid.   
  Description: When are accidental death life insurance benefits payable? When death results from some circumstance or event that an ordinary person would characterize as an accident. Lexington, Kentucky insurance lawyer Robert Abell can help you where an insurance company is wrongfully denying a claim for benefits.
• Uninsured Motorist (UM) Benefits May Be Recovered In Work Death Kentucky Court of Appeals Rules In State Farm v. Slusher [PDF]   
  Description: The importance of uninsured motorist (UM) coverage is shown in this case, State Farm v. Slusher, where the Kentucky Court of Appeals ruled that the family of a man killed in a work accident could recover UM benefits.
• What are the Insurance companies' "Tricks of the Trade?"   
  Description: The American Association for Justice (AAJ) has followed up its report The Ten Worst Insurance Companies in America; How They Raise Premiums, Deny Claims, and Refuse Insurance to Those Who Need It Most with a further report, this one detailing the insurance companies' most common ways and means to keep from paying claims.

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Frequent Questions for Insurance Claims:

• Can you sue an insurance company for deceptive practices?
• Is it illegal for an insurance company to delay paying a claim?
• How long can an insurance company take to settle a claim in Kentucky?
• Can a car insurance company hold up a settlement offer?
• Can an insurance company hold up a settlement on one claim to try and force a lower settlement on another claim?
• Is an insurance company required to explain why it is denying a claim?
• Is an insurance company required to explain why it will not offer a reasonable settlement for a claim?
• Can an insurance company delay paying a claim and keep making a claimant provide proof of their loss over and over?
• Is an insurance company required to explain the basis or reason for its payment of a claim?
• Can an insurance company attempt to settle a claim based on an altered application when the insured did not know of the alteration?
  
• When is an insurance company liable for a bad faith insurance practice?
• Can an insurance company misrepresent insurance policy provisions applicable to a claim?
• Is an insurance company required to answer my questions and correspondence about an insurance claim?
• Is an insurance company required to promptly investigate a claim?
• Can an insurance company refuse to pay a claim without any investigation?
• How much time can an insurance company take to pay a claim when proof of the loss has been submitted?
• Is an insurance company required to be fair in payment or settlement of a claim?
• Is an insurance company required to act in good faith in settling a claim?
• Can my insurance company make me file a lawsuit just to collect a fair payment on my claim?
• Who are the Ten Worst Insurance Companies?

Web Resources for Insurance Claims:

• Americans For Insurance Reform

  Description: Americans for Insurance Reform (AIR) is a national coalition of public interest organizations that support effective insurance industry reforms to control skyrocketing insurance rates, reduced insurance coverage, arbitrary policy cancellations, mismanagement and other insurance industry abuses.

• Fight Bad-Faith Insurance Companies

  Description: Fight Bad-Faith Insurance Companies (FBIC) is a consumer advocacy group opposed to bad-faith practices by insurance companits. "It's the Law: Insurance Companies Are Required To 'Willingly' Pay Claims Properly and Promptly (Good Faith) and It Is Illegal To 'Willingly' Discount, Delay, Or Deny Payment of Claims (Bad Faith)."

• AllstateInsuranceSucks.com

  Description: Forbes has selected AllStateInsuranceSucks.com as the #1 corporate oomplaint site.

• Insurance Information Institute

  Description: The average cost of car insurance declined by 1.7% in 2006, according to a report from the National Association of Insurance Commissioners. The site has many interesting insurance facts.

• United Policyholders

  Description: United Policyholders was founded in 1991 as non-profit tax-exempt organization dedicated to educating the public on insurance issues and consumer rights.

• Kentucky Department of Insurance

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