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A: The American Association for Justice (AAJ) performed a comprehensive review and analysis of thousands of court documents, SEC and FBI records, state insurance department investigations and complaints, new accounts from across the country, the testimony and depositions of former insurance agents and adjusters and, in July 2008, issued its report: The Ten Worst Insurance Companies in America; How They Raise Premiums, Deny Claims, and Refuse Insurance to Those Who Need It Most.
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