No. The Kentucky Unfair Claims Settlement Practices Act makes it unlawful for an insurance company to misrepresent insurance policy provisions applicable to coverages at issue. 

Robert L. Abell, an insurance claims lawyer in Lexington, Kentucky, is an experienced insurance bad faith attorney, who can help you get your insurance claim paid or recover damages caused by an insurance company's bad faith practices.  Call Robert Abell Law at 859-254-7076.