No. An insurance company can violate the Kentucky Unfair Claims Settlement Practices Act if it attempts to settle a claim on the basis of an application that was altered without the notice, knowledge, or the consent of the insured.

Robert L. Abell, an insurance claims lawyer in Lexington, Kentucky, is an experienced insurance bad faith attorney, who can help you get your insurance claim paid or recover damages caused by an insurance company's bad faith practices.  Call Robert Abell Law toll free at 866-578-5302 for a free consultation.