No. An insurance company can violate the Kentucky Unfair Claims Settlement Practices Act if it delays the investigation or payment of a claim by requiring an insured, claimant, or their physician to submit a preliminary claim report and then requiring them later to submit formal proof of loss forms where both submissions contain substantially the same information.

Robert L. Abell, an insurance claims lawyer in Lexington, Kentucky, is an experienced insurance bad faith attorney, who can help you get your insurance claim paid or recover damages caused by an insurance company's bad faith practices.  Call Robert Abell Law toll free at 866-578-5302 for a free consultation.