No. An insurance company can violate the Kentucky Unfair Claims Settlement Practices Act by failing to promptly settle claims where liability has become reasonably clear under one part of the insurance policy in order to influence settlements under other parts of the insurance policy.

Robert L. Abell, an insurance claims lawyer in Lexington, Kentucky, is an experienced insurance bad faith attorney, who can help you get your insurance claim paid or recover damages caused by an insurance company's bad faith practices.