No. An insurance company can violate the Kentucky Unfair Claims Settlement Practices Act where it refuses to refuses to pay claims without conducting a reasonable investigation based upon all available information.   

Robert L. Abell, an insurance claims lawyer in Lexington, Kentucky, is an experienced insurance bad faith attorney, who can help you get your insurance claim paid or recover damages caused by an insurance company's bad faith practices.  Call Robert Abell Law toll free at 866-578-5302 for a free consultation.