It depends. An insurance company can violate the Kentucky Unfair Claims Settlement Practices Act when it fails to affirm or deny coverage of a claim within a reasonable time after proof of loss statements have been completed and submitted. Obviously, what is a "reasonable time" can vary depending on the circumstances and the claim.

Robert L. Abell, an insurance claims lawyer in Lexington, Kentucky, is an experienced insurance bad faith attorney, who can help you get your insurance claim paid or recover damages caused by an insurance company's bad faith practices.