Is an insurance company required to explain the basis or reason for its payment of a claim?

Yes. An insurance company can violate the Kentucky Unfair Claims Settlement Practices Act if it pays a claim to an insured or the beneficiaries that is not accompanied by a statement explaining the coverage under which the payment is being made.

Robert L. Abell, an insurance claims lawyer in Lexington, Kentucky, is an experienced insurance bad faith attorney, who can help you get your insurance claim paid or recover damages caused by an insurance company's bad faith practices.  Call Robert Abell Law toll free at 866-578-5302 for a free consultation.