What if the driver who caused the accident that injured me doesn't have any insurance?
Although Kentucky law has required for over 20 years that all vehicles have at least $25,000 of liability coverage, studies show that 12 - 14% of the vehicles on Kentucky's roads have no insurance of any kind. If you are injured by an uninsured driver, it may be that there is no practical way for you to recover your medical bills, lost wages and other injuries unless you have uninsured motorist (UM) coverage on your own policy. This is why you should buy all the uninsured (UM) and underinsured (UIM) coverage that you can. To learn more call or email us for a copy of our special report The Kentucky Consumer Guide To Buying Car Insurance