The real issue is what medical conditions are considered "disabling" under your disability benefits insurance policy. The insurance policy will define what conditions are considered "disabling." You will almost certainly have to prove to the insurance company that your medical condition is "disabling" as defined in the insurance policy.

Also, many disability insurance policies change their definition of "disabling" after a certain period of time. For instance, many policies deem an insured disabled for two years if they are unable to perform the job they had when they became disabled. But after two years the insured is disabled only if they cannot perform any job. This is a big difference. 

Robert L. Abell is an experienced disability insurance benefits lawyer in Lexington, Kentucky. If you have questions about your disability insurance benefits policy or your claim for disability insurance benefits, contact Robert L. Abell toll-free at 859-254-7076.