Frequently Asked Questions

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  • What are Personal Injury Protection (PIP) benefits?

    PIP benefits is short for Personal Injury Protection benefits that provide up to $10,000 to cover the medical bills and lost wages you sustain as a result of an accident.  They are sometimes referred to as BRB (Basis Reparation Benefits) and/or as "no-fault" benefits.

  • What are Basic Reparation Benefits (BRB)?

    Basic Reparation Benefits (BRB) provide up to $10,000 to cover the medical bills and lost wages you sustain as a result of an accident.  They are sometimes referred to as PIP (Personal Injury Protection) benefits and/or as "no-fault" benefits.

  • Who pays BRB?

    The insurance company of the driver responsible for the wreck is responsible for paying BRB, which stands for Basic Reparation Benefits.  If they do not pay within 30 days of being notified, your insurance company must then pay your BRB.  Your insurance company will recoup its payouts from the other insurance company.

    BRB or BRBs are sometimes referred to as PIP benefits; PIP is short for Personal Injury Protection benefits.

     

  • Who pays PIP?

    The insurance company of the driver responsible for the wreck is responsible for paying your PIP benefits.  If they do not pay within 30 days of being notified, your insurance company must then pay your PIP.  Your insurance company will recoup its payouts from the other insurance company.

    PIP benefits are sometimes referred to BRBs, which stands for Basic Reparation Benefits.